How it works

Five situations from real life, shown with the numbers of one example period.

• Two ways to handle leftovers

  Today 180 of 273. The 93 left is either spread over the days or goes to savings.

  • 281 tomorrow if you spread it
  • 273 tomorrow if you save it, and 93 to savings

• Big purchases

  An entry bigger than the daily limit, say 2,000. By default it is spread over all the days; you can also count it today or not count it at all.

  • 106 a day if you spread it
  • −1,727 today if you count all of it today

• Money ran out

  If payday is 3 days away and the period has no money left, Luzik asks once what to do: take from savings, change the amount, extend the period or leave it as it is.

  • 3 days until payday
  • 640 in savings, you can take it

• End of a period

  On payday you get a short summary, and the leftover can move into the new period or go to savings.

  • 350 left from the period
  • 8,463 new period from November 10

• Recurring payments

  Subscriptions and bills are set aside in advance. Netflix for 45 on the 5th of every month: the limit is 269 right away, and the number does not drop on the day it is charged.

  • 269 a day instead of 273
  • 45 set aside for payments

• Try the first step yourself

  The calculator gives the same number as the app.

  Open the calculator